BitGo Holdings, Inc., the digital asset infrastructure company, today introduced a modular bank-ready operating model designed to help financial institutions evaluate, launch, and scale digital asset capabilities within an established legal, compliance, risk, and operational framework.
The modular model brings together custodial wallets, trading, settlement, staking, stablecoins, wealth management, licensing and API infrastructure in a modular offering built for a wide range of institutional use cases.
Financial institutions increasingly face pressure to engage with digital assets, from clients holding crypto, to corporate treasuries adopting stablecoins, to regulators providing clearer frameworks for bank participation. Yet many banks lack the infrastructure, controls, and operational support to move quickly or safely. BitGo’s product suite is designed to close that gap, allowing institutions to integrate digital asset capabilities, while retaining control over client experience, certain operating policies, and internal governance.
“Banks are approaching digital assets with a greater focus on infrastructure, controls, and governance,” said Jody Mettler, COO of BitGo and President of BitGo Bank & Trust, National Association. “BitGo provides the operating model and underlying infrastructure institutions can use as they evaluate and implement digital asset capabilities in a manner aligned with their own legal, compliance, and operational requirements.”
BitGo’s modular bank-ready operating model includes:
- Custody and Wallet Infrastructure: Qualified custody and self-custody wallets with configurable policy controls, role-based approvals, and transaction governance to facilitate institutional operations
- Crypto-as-a-Service: Infrastructure that allows financial institutions to offer digital asset capabilities to their clients, including custody, wallets, trading, and related services, while maintaining control over the client experience and program design
- Trading and Settlement Infrastructure: Access to digital asset liquidity, trading capabilities, and post-trade operational support to help institutions manage execution and settlement workflows
- Staking Infrastructure: Infrastructure for institutions evaluating supported proof-of-stake participation models, subject to applicable legal and regulatory approvals
- Stablecoin Infrastructure: Solutions for institutions exploring issuance, treasury, payments, settlement, and on-chain payment use cases
- Corporate Treasury Solutions: Infrastructure to help institutions evaluate digital assets and stablecoins for treasury, liquidity, settlement, and balance sheet-related use cases
- Wealth Management Solutions: Capabilities designed to help evaluate how digital asset access, custody, and related services may be offered to eligible clients through existing advisory, private client, or wealth platforms
The operating model is intended to support a range of institutional approaches to digital assets. Some financial institutions are assessing digital assets for treasury, operational, or settlement-related purposes. Others are evaluating how to offer digital asset services to their clients through regulated, policy-driven programs. BitGo’s modular approach allows institutions to adopt capabilities in stages based on their internal requirements and market priorities.
“Financial institutions do not need a one-size-fits-all approach to digital assets,” said Frank Wang, Managing Director of Fintech at BitGo. “They need infrastructure that can be integrated thoughtfully, governed appropriately, and adapted to their business model over time.”
BitGo’s solution for banks is purpose-built for financial institutions seeking a trusted technology and operations partner for digital asset services, giving banks control over whether, when, and how they bring these capabilities to market. It is already powering digital asset strategies at institutions including Erebor Bank, Banco de Crédito del Perú, Banco de Crédito de Bolivia S.A., TowerBank, and InvestiFi, which supports a growing network of banks and credit unions.
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