Talk to compliance officers at financial institutions today, and you’ll notice a pattern. They’re managing more digital channels than ever, navigating heightened regulatory expectations, and integrating AI capabilities into their programs – all while keeping costs under control.
Yet many firms continue to struggle with fundamental outcomes despite substantial technology investments: clear, explainable results, reliable risk detection, and surveillance programs that hold up under regulatory scrutiny.
When Capability Doesn’t Equal Results
Today’s AI platforms can analyze patterns across millions of messages, spot emerging risks, and accommodate new communication channels. Some can even handle portions of compliance officer workflows through AI agents. The technical capability exists. These advances represent real progress. But sophisticated technology doesn’t automatically create effective compliance programs.
The real work begins at implementation: How do you set up risk models that fit your business? How do you calibrate systems to minimize false positives while still catching real risks? How do you build governance structures that work for both internal teams and external regulators? How do you navigate organizational change across different departments?
Answering these questions demands specialized knowledge – the kind that comes from building surveillance strategies, executing complex programs, and engaging directly with regulators. You need practitioners who grasp not only what technology can accomplish, but how to implement it in ways that meet actual regulatory requirements.
What Financial Institutions Really Want
In our conversations with compliance leaders at financial institutions, three priorities come up consistently:
First, better signal quality. Alert fatigue creates real problems. When surveillance systems produce thousands of false positives, they don’t just drain resources – they obscure genuine threats. Institutions need methods that surface meaningful alerts, not data overload.
Second, adaptability. Risk evolves constantly. New products, channels, and market dynamics generate new exposures. Compliance programs must respond quickly, implementing models that address both known and emerging threats. Third, cost efficiency. Compliance is non-negotiable, but it shouldn’t consume excessive resources. The objective should be defensible results achieved efficiently – deployment measured in weeks instead of months, at sustainable annual costs.
Combining Technology with Implementation Expertise
The industry increasingly understands that effective compliance demands both advanced technology and specialized implementation capability. Our recent collaboration with PwC UK reflects this principle, bringing together Shield’s AI-first platform with deep expertise in communications surveillance delivery, regulatory compliance, and complex program execution.
This model delivers what institutions require: guided support from strategy through implementation, covering data sourcing, risk model configuration, testing, governance frameworks, and deployment. The outcome is accelerated value realization and stronger defensibility. When technology meets implementation expertise, compliance programs become both powerful and trustworthy.
The Road Ahead
Communications compliance challenges aren’t diminishing. They’re intensifying as regulators raise expectations around AI usage, conduct risk, and multi-channel surveillance. The issue isn’t insufficient innovation. It’s that technology by itself can’t address what is essentially an implementation and delivery problem..
But we’ve observed something important: successful firms aren’t always those with cutting-edge technology. They’re institutions that recognize implementation is as critical as innovation. They invest in both the platform and the expertise to deploy it effectively. And they understand that speed, accuracy, and cost management work together rather than compete.
This approach produces programs that don’t just meet regulatory requirements – they generate operational efficiencies and reduce actual risk exposure. Technology creates the potential. Expertise converts that potential into compliance outcomes that withstand scrutiny.
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Shiran Weitzman , CEO and Co-founder, Shield
Shiran has over 15 years of experience as a trusted advisor and subject matter expert in technology and management, mainly in financial services. He is co-founder of Shield, the industry's most comprehensive digital communications governance and archiving solution purpose-built for financial institutions. Before co-founding Shield, Shiran worked as a consultant, managing major tier-1 bank accounts. He holds an MBA from the Hebrew University of Jerusalem and a BA in computer science from Reichman University. In 2020, Shiran became a member of the Forbes Finance Council.
