LTVX.ai Launches to Solve the $264B Declined Transaction Problem Using AI

GlobeNewswireMay 11, 20264 min

LTVX.ai, an AI-driven and revenue recovery and LTV optimization platform, announced its official launch in Abu Dhabi, aiming to address one of the most costly inefficiencies in global e-commerce: declined transactions.

Backed by Sapienta.vc, a holding company and family office providing intelligent capital across payments, technology, artificial intelligence, cybersecurity, and crypto, LTVX.ai is an Abu Dhabi-based platform that helps businesses convert failed card payments into completed sales. Every day, millions of legitimate customer transactions are declined at checkout not because customers lack intent to purchase, but due to issuer-side failures and systemic inefficiencies.

According to different resources, for every $1 million in attempted transactions, merchants typically lose between $50,000 and $170,000+ in revenue due to declined payments, a significant portion of which is recoverable.

Based on Visa’s 2024 partnership with Datos Insights, these lost legitimate transactions represent a $264 billion annual problem globally. LTVX.ai addresses this challenge through its proprietary Decline Factoring technology, designed to recover failed payments using high-converting fallback flows.

The platform leverages a proprietary AI and intellectual property engine to identify and monetize recoverable transactions. Merchants submit declined payments to LTVX.ai, which then processes and recovers a portion that would otherwise be lost. On average, LTVX.ai recovers up to 20% of declined transactions.

“Decline Factoring became one of the highest-ROI initiatives we implemented last year,” shared one of LTVX’s customers. “In just eight months, we’ve recovered over $187,000 in previously lost revenue and are now converting nearly one in five failed transactions.”

“The payments ecosystem was never designed to maximize merchant revenue—it was designed for risk mitigation,” said the Founder of LTVX.ai. “We’re changing that. By applying AI to the recovery layer, we’re unlocking billions in lost value and turning failed transactions into a new revenue stream for merchants.”

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