Scienaptic AI, a global leader in AI-powered credit decisioning, today announced that Orion Financial, headquartered in Memphis, Tennessee, will deploy the Scienaptic AI platform to strengthen credit underwriting, modernize lending operations, and responsibly expand access to credit for its members.
With more than six decades of service, Orion Financial (“Orion”) has built a reputation as a trusted financial partner for individuals and families across the Mid-South. Founded in 1957, the credit union today serves more than 75,000 members and manages over $1.2 billion in assets, offering a full range of consumer and business financial products. Orion is widely recognized for its commitment to financial education, community involvement, and long-term member relationships, supported by continued investment in its digital banking experience.
As Orion’s membership, product mix, and lending activity continue to grow, the credit union is focused on ensuring that its credit decisions remain inclusive, timely, and aligned with its risk philosophy. To support this next phase of lending, Orion is implementing a modern credit decisioning technology that brings AI and automation into underwriting, without losing the member-centric approach that has long defined its lending culture.
By deploying the Scienaptic AI platform, Orion will enhance its ability to evaluate risk more holistically, increase automation across lending workflows, and identify & empower creditworthy members.
“At Orion Financial, our focus has always been on making thoughtful lending decisions that reflect the real needs of our members,” said Ashley McDurmon, President & CEO at Orion Financial. “As our lending continues to expand, we see advanced AI as a critical enabler of that focus. Scienaptic AI gives us deeper member insight and greater automation, helping us scale responsibly while staying true to our mission and risk standards.”
“Orion Financial combines a strong community foundation with a clear, forward-looking approach to lending,” said Patrick McElhenie, Chief Growth Officer at Scienaptic AI. “As Orion modernizes its credit underwriting, Scienaptic’s AI platform will serve as an intelligence layer that empowers more automated, data-driven lending decisions, enabling responsible growth.”
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