ClarityPay, a provider of tailored point-of-sale credit solutions, today announced the appointment of Mrutyunjaya “MJ” Panda as Chief Operating Officer. Panda, a veteran of Goldman Sachs and American Express, brings deep expertise in risk management, analytics, and product innovation. His appointment follows ClarityPay’s July milestone of reaching profitability and underscores its momentum in delivering next-generation commerce solutions. Panda, who has a proven track record of building high-performing global teams and operational excellence at scale, most recently advanced...