While crypto debit cards have been around for years, offering a convenient way to use crypto for common transactions, they all suffer from the same drawback; users have to spend their precious coins. As crypto tends to appreciate over time in contrast to the eroding value of Fiat currency, the HODL (or “buy and hold”) strategy has become deeply-entrenched within the crypto community. To the average crypto users, lending temporary Fiat for payment purposes against...