Zelle Surges 20%, Hits $1.2T in Transfers

American consumers and small businesses sent more than $1.2 trillion using Zelle, marking the second consecutive trillion-dollar year and delivering 20% year-over-year growth in total dollars sent. That growth occurred at a nearly six-times-faster clip than U.S. consumer spending (3.5%) and business investment (3.2%) in the third quarter of 2025, underscoring the vital role the Zelle plays as a foundational financial tool in the U.S. economy. Based on publicly reported metrics, Zelle also continued to outpace peers for the second year. In 2025 Zelle did:...

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