How Mobile Payments and FinTech Are Empowering the Unbanked
April 6, 202614 min
Mobile payments and FinTech are expanding access to financial systems globally, but true inclusion depends on trust, usability, and control, not just connectivity.
Mobile payments and FinTech are expanding access to financial systems globally, but true inclusion depends on trust, usability, and control, not just connectivity.
American consumers and small businesses sent more than $1.2 trillion using Zelle, marking the second consecutive trillion-dollar year and delivering 20% year-over-year growth in total dollars sent. That growth occurred at a nearly six-times-faster clip than U.S. consumer spending (3.5%) and business investment (3.2%) in the third quarter of 2025, underscoring the vital role the Zelle plays as a foundational financial tool in the U.S. economy. Based on publicly reported metrics, Zelle also continued to outpace peers for the second year. In 2025 Zelle did:...