Applied Data Finance Adds Leaders to Boost AI-Driven Lending

Applied Data Finance (ADF), a fintech innovator dedicated to expanding fair and responsible credit access for underestimated U.S. consumers through AI-powered underwriting, today announced appointments to its executive and leadership teams, further solidifying its commitment to providing scalable, transparent, and data-driven lending solutions. Deena Narayanaswamy Appointed EVP of Credit Risk Deena NarayanaswamyĀ has nearly two decades of experience in credit risk management and data science, having held senior roles at top fintech and financial services companies....

Future of Payments: Rise of 4th Gen Payment Networks

A groundbreaking whitepaper just released, titledĀ The Future of Global Payments & Fourth Generation Payment Networks (4GPN), is setting the tone for a new era in the fintech industry. Jointly developed byĀ Thunderbird School of Global ManagementĀ andĀ Wiseasy, the paper explores how transformative technologies, including IoT, blockchain, cryptocurrency and cloud computing, are converging to reshape the digital payments landscape, with Fourth Generation Payment Networks (4GPN) at the center of this transformation. According to the latest industry reports, the...

Lumin Digital and AFS Announce Positive Pay Integration

Lumin Digital, a leader in cloud-native digital banking solutions, announced its latest partnership with AdvancedĀ FraudĀ SolutionsĀ (AFS), a trusted leader inĀ fraudĀ prevention solutions. The collaboration will deliver next-generation Positive Pay solutions from AFS to Lumin Digital’s community of financial institutions, empowering them to protect business account holders from the rising tide of paymentĀ fraud. Positive Pay by AFS safeguards businesses against check and ACHĀ fraudĀ through cross-referencing issue files, applying custom transaction rules, and utilizing AI-powered payee match analysis. By integrating...

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