David Kanani, president of Kanani Advisory Group, shares the important considerations to keep in mind when designating a beneficiary of a life insurance policy. According to David Kanani, choosing a beneficiary can be very simple, yet very important in any account that requires it. “If one is married, unless there are very unusual circumstances, your spouse should be the beneficiary, especially if you live in a community property state,” says Kanani. This could be more...