Prosper Marketplace, the first peer-to-peer lending platform in the United States, has announced the results of its “Economic Perceptions & Personal Finance” study, which indicate a significant decline in financial confidence among consumers. The survey found 46% of consumers feel their income has not kept up with inflation, and only 31% believe their personal finances are better than they were before the COVID-19 pandemic. “No one can serve consumers effectively without knowing what their concerns and...