United Roosevelt Savings Bank (URSB) today announced that it has selected COCC as its core banking technology partner. Headquartered in Carteret, New Jersey, URSB is a $384 million-asset institution operating two branches, distinguished by an enduring commitment to relationship-driven banking and prudent financial stewardship.
The decision reflects a deliberate strategic initiative to reinforce the institution’s core technology foundation while preserving continuity across its daily operations. In evaluating prospective partners, URSB sought not merely a stable and secure core platform, but a modern, integration-ready environment capable of accommodating sustained growth, digital expansion, and the evolving expectations of the customers it serves.
COCC’s contemporary, API-driven core platform furnishes URSB with a flexible, integration-ready architecture engineered to support digital channels, fintech collaborations, and shifting operational requirements. The platform empowers the Bank to modernize at a measured, self-determined pace while enhancing data accessibility, operational efficiency, and long-term scalability.
Beyond the technology itself, URSB identified COCC’s collaborative service and delivery model as a decisive differentiator. COCC’s client-first philosophy emphasizes direct access to seasoned subject-matter experts, proactive engagement, and durable partnerships—ensuring that client institutions are supported not only through implementation, but throughout the entire lifecycle of their technology strategy.
“We sought a core partner that comprehends our operating model as it stands today while charting a clear course toward where we intend to go tomorrow,” said Kenneth R. Totten, Chairman and Chief Executive Officer of United Roosevelt Savings Bank. “COCC demonstrated both the technical sophistication and the caliber of partnership that a community-focused bank such as ours requires. That combination affirmed our confidence in this decision.”
“We are proud to welcome United Roosevelt Savings Bank to the Cooperative,” said Richard A. Leone, President and Chief Executive Officer of COCC. “URSB’s dedication to service, stability, and responsible growth aligns closely with our mission. We look forward to working alongside their team as a true technology and service partner—supporting their objectives today and their continued evolution in the years to come.”
By aligning its core technology with a partner committed to collaboration, service, and open integration, United Roosevelt Savings Bank positions itself to operate with heightened agility and assurance, ensuring that its technology strategy continues to advance the interests of its customers, its community, and its long-term growth objectives.



