XDC Network continues to strengthen its ecosystem with the launch of XDC.Cash, a Next-Generation Crypto Payment Solution powered by Encryptus. XDC holders can now convert their tokens into local currencies and alternative payment methods (APMs) across 100+ countries, making real-world utility more accessible than ever.
Effortless XDC Off-Ramping Across the Globe
Using Encryptus’ wide-ranging global and local payment networks on XDC.cash, XDC holders now have a gateway to a wide range of fiat currencies supported by Encryptus like EUR, VND, PHP, NGN, BRL, and 70+ fiat currencies.
Users can also choose from multiple payout methods such as bank transfers, gift cards, e-wallets, and mobile top-up options (data and minutes). The available methods vary depending on the user’s location and banking options.
This integration ensures competitive, near-interbank rates—especially in frontier markets where traditional financial services often fall short.
Powered by XDC2.0 and ISO 20022 Compliance
With the recent launch of XDC2.0, the network now offers a 3-block finality, settling transactions in 3 to 4 seconds. This upgrade enhances payment reliability and speed, making it particularly attractive for fintech applications and payment service providers looking to build on fast, low-cost infrastructure.
XDC Network is ISO 20022-compliant, aligning with the global messaging standard. ISO 20022 is an international standard for electronic data interchange between financial institutions. It enables richer, structured, and more secure messaging for payments, clearing, and settlements.
Being ISO 20022-compliant gives XDC a key edge in interoperability with traditional financial infrastructure making it easier for banks, payment providers, and enterprise platforms to adopt blockchain-based solutions without reinventing the wheel.
Expansion Plan
Wallets, DeFi, and Other DApps
Looking ahead, XDC.Cash and Encryptus aim to integrate off-ramp solutions into leading wallets, DeFi platforms, and DApps—allowing users to convert XDC to fiat without leaving their preferred interfaces.
Wallet providers, DeFi protocols, and fintech platforms can integrate Encryptus’ widget or API-based solutions to offer their users a seamless fiat off-ramping experience.
Seamless Crypto On-Ramp
Encryptus is advancing its technological infrastructure to introduce a global on-ramp, enabling users across 22 selected countries in Asia, Africa, and LATAM to seamlessly acquire XDC, USDA, BTC, ADA, and other supported digital assets. This enhancement will facilitate cryptocurrency purchases through local wallets and bank transfers, eliminating reliance on debit and credit cards.
USDA stablecoin on XDC Network
USDA is fully backed by dollars and dollar equivalents and is a stablecoin native to Cardano. XDC Network is exploring collaboration to leverage its blockchain expertise and extensive partner network to support USDA’s seamless integration across multiple financial platforms and services.
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