Kikoff, the leading credit-building platform, and Caribou, a leading auto refinance platform helping drivers take control of their car loans, today announced a strategic partnership to expand financial access and control for millions of consumers. Caribou will now be featured as a trusted brand within Kikoff Marketplace, bringing together two mission-driven companies united by a vision of financial empowerment.
The partnership creates a two-way pathway:
- Consumers who may not yet qualify for auto refinancing with Caribou are referred to Kikoff, where they are provided with the tools and roadmap to build credit.
- Customers who’ve improved their credit with Kikoff are connected with Caribou to unlock savings and secure better auto refinancing options.
Together, Kikoff and Caribou are helping consumers secure more favorable loan terms, lowering monthly payments at a time when auto costs are at record highs. Average U.S. auto loan payments now exceed $750 per month, making car ownership one of the biggest household expenses. For most families, a car is essential for work, school, and daily responsibilities. Lowering payments can mean the difference between financial stress and stability. Beyond refinancing, stronger credit also opens the door to broader financial opportunities, from mortgages to credit cards—providing both immediate relief and long-term progress.
“We’re in the business of increasing access and opening doors,” said Cynthia Chen, CEO and Co-Founder of Kikoff. “We’re proud to partner with like-minded innovators like Caribou who share our commitment to giving consumers more control and better options.”
“At Caribou, our mission has always been to help drivers take control of their financial futures, starting with their car loans,” said Simon Goodall, CEO of Caribou. “Partnering with Kikoff enables us to reach even more people with trusted solutions for boosting credit and unlocking real savings. Together, we’re breaking down barriers and empowering consumers to make decisions that improve their everyday lives—not just today, but for years to come.”
To learn more about Kikoff and its credit-building solutions, visit: kikoff.com.
Potential partners interested in exploring opportunities with Kikoff Marketplace are encouraged to contact marketplace@kikoff.com
