AD Mortgage, a leading wholesale lender in the United States, today announced the launch of Apex Prime, a new premier Non-QM pricing tier designed for high-credit borrowers who demonstrate strong credit profiles, lower leverage, and stable repayment histories.
Built as an enhanced version of the company’s existing Super Prime offering, Apex Prime expands AD Mortgage’s Non-QM product suite by rewarding stronger borrower profiles with improved pricing opportunities. The program is available across multiple AD Mortgage Non-QM solutions, including Full Doc, Bank Statement, Asset Utilization, and 1099 loan programs.
The launch reflects AD Mortgage’s continued focus on creating more precise lending solutions that align pricing with borrower strength while helping broker partners deliver competitive financing options in today’s market.
“Not all Non-QM borrowers present the same level of risk,” said Max Slyusarchuk, CEO of AD Mortgage. “Apex Prime allows us to better align pricing with borrower quality while giving our broker partners a competitive advantage when working with high-credit borrowers.”
The program is available for eligible borrowers with FICO scores of 680 or higher who are purchasing or refinancing single-family residences and PUDs. Apex Prime is designed for borrowers with strong credit, manageable debt-to-income ratios, lower leverage, and a documented 24-month housing payment history.
Key benefits include:
- Enhanced pricing for high-credit borrowers.
- Available through Full Doc, Bank Statement, Asset Utilization, and 1099 programs
- Loan amounts up to $3 million standard, with select transactions eligible up to $5 million
For broker partners, Apex Prime creates an opportunity to secure stronger pricing on clean files that may have previously qualified under Super Prime, helping deliver greater value to qualified borrowers.
As the Non-QM market continues to evolve, AD Mortgage remains focused on expanding financing solutions that provide brokers with more flexibility and borrowers with more opportunities to achieve homeownership.
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