Happy Money Highlights Key Lending Industry Trends
July 9, 20267 min
Company flags K-shaped dynamics, rising personal loan demand, fintech competition and AI acceleration as areas to watch
Steakhouse Financial approved Maple's syrupUSDG as collateral for the vault used in Robinhood Earn, the first decentralized lending product available within the Robinhood app.
MidWest America FCU Adopts Algebrik AI Lending
June 30, 20268 min
Brings together PoS, LOS, Decisioning, and Analytics to better serve their communities & employees by removing friction, improving efficiencies & meeting the members where they are.
Michigan First Credit Union Chooses Scienaptic AI for Smarter Lending
June 30, 20264 min
Scienaptic AI, a global leader in AI powered credit decisioning technology, today announced that Michigan First Credit Union has selected its AI platform to modernize its lending operations, enhance decisioning speed, and responsibly expand access to credit for its growing membership. Founded in 1926 by nine educators gathered around a dining room table, the institution began as Detroit Teachers Credit Union with a simple mission to provide financial stability to its peers. As the credit union expanded...
Investment follows Galaxy's role as a launch participant on Tokenet, the institutional digital asset lending platform built by Digital Prime Technologies in partnership with EquiLend
LendingClub Officially Becomes Happen Bank
June 24, 20266 min
Begins trading on Nasdaq under the ticker symbol "HAPN"
Ridgepost Capital Completes Acquisition of Stellus Capital Management
June 23, 20264 min
Ridgepost Capital, Inc. it has completed its previously announced acquisition of Stellus Capital Management, LLC (“Stellus”), a leading U.S. direct lender focused on the lower-middle market with approximately $4 billion in assets under management. Stellus will continue to be managed by its current partners who will lead day-to-day operations, including investment decisions and investment committee processes. “Closing the Stellus transaction marks another significant milestone in Ridgepost’s strategy to partner with leading specialized investment managers operating...
Parafin, a leading embedded financial infrastructure company named to the 2026 Forbes Fintech 50, today announced a new credit facility led by Goldman Sachs, alongside One William Street Capital Management, L.P. Building on Parafin’s recent warehouse credit facility expansion with Silicon Valley Bank, EverBank, and Trinity Capital, the new facility will help extend access to embedded lending for more small businesses through the platforms they already use, including Amazon, DoorDash, Gusto, TikTok Shop, Walmart, and many others....
SageVision, AI Studio, and Voice AI expand embedded automation and intelligent workflows across origination and servicing
AD Mortgage Announced the Launch of Apex Prime
June 9, 20264 min
AD Mortgage, a leading wholesale lender in the United States, today announced the launch of Apex Prime, a new premier Non-QM pricing tier designed for high-credit borrowers who demonstrate strong credit profiles, lower leverage, and stable repayment histories. Built as an enhanced version of the company’s existing Super Prime offering, Apex Prime expands AD Mortgage’s Non-QM product suite by rewarding stronger borrower profiles with improved pricing opportunities. The program is available across multiple AD Mortgage Non-QM solutions, including...