Scienaptic AI, a global leader in AI powered credit decisioning technology, today announced that Michigan First Credit Union has selected its AI platform to modernize its lending operations, enhance decisioning speed, and responsibly expand access to credit for its growing membership.
Founded in 1926 by nine educators gathered around a dining room table, the institution began as Detroit Teachers Credit Union with a simple mission to provide financial stability to its peers. As the credit union expanded its reach and services, it evolved into Michigan First Credit Union to reflect a broader commitment to the entire state. Today, managing over $1.5 billion in assets and serving more than 165,000 members, the institution remains deeply rooted in its educational legacy and community-focused values. Guided by the philosophy of being there for life’s important “firsts,” Michigan First provides highly personalized financial products, expert guidance, and robust community support to residents and businesses across Michigan.
“For nearly a century, our focus has been on empowering our members to reach their financial goals, from financing their first car to securing their dream home,” said Jeff Fitrzyk, Chief Lending Officer, Michigan First Credit Union. “Adopting Scienaptic AI is a strategic move to future proof that commitment. By incorporating intelligent technology into our lending process, we can move beyond the limitations of traditional credit scores. It will give our underwriting team the deep, data-driven insights needed to say, ‘Yes’ more often, delivering instant decisions and tailored support that truly makes a difference in our members’ lives.”
“Michigan First Credit Union stands out for its fierce dedication to the financial well-being of its members across the state,” said Patrick McElhenie, Chief Growth Officer at Scienaptic AI. “We are thrilled to bring our AI decisioning capabilities to such a forward-thinking institution. By seamlessly automating their decisioning workflows, our platform will empower their team to unlock new levels of efficiency, ensuring every member gets the fair, fast, and personalized financial support they deserve.”
