Alacriti, a leading payments-focused fintech, a strategic growth equity investment led by Sageview Capital. Also participating were BMO Capital Partners, a segment of the BMO Financial Group’s Commercial Banking operating group, and Curql Fund. BMO Financial Group is the eighth-largest bank in North America by assets, and Curql Fund is a collective of 160+ credit unions jointly investing in fintech. Building on strong growth, the investment positions Alacriti to further accelerate the modernization of payments infrastructure as financial institutions and businesses face increasing pressure to evolve.
Alacriti is a payment infrastructure platform provider, enabling financial institutions and their customers to move money across a multitude of payment rails, including ACH, Wire, the RTP network, FedNow Service, Zelle, and Visa Direct. With this investment, Alacriti is expanding its Orbipay Platform across key areas, including AI-driven intelligence and fraud prevention, as well as programmable money capabilities such as stablecoins and tokenized deposits—further strengthening its ability to deliver secure, future-ready money movement experiences for financial institutions and businesses.
“This investment accelerates our mission to drive innovation, scale, and customer impact,” said Manish Gurukula, CEO of Alacriti. “Our 98% customer retention rate, along with clients expanding into new products across our platform, demonstrates the deep trust they place in us as they modernize their payments infrastructure. We’ve built a profitable foundation, and this investment lets us move faster to expand our leadership in real-time, unified, intelligent money movement.”
The investment follows a period of significant growth for Alacriti, which now serves approximately 14% of the top 100 U.S. financial institutions and supports nearly a quarter of all U.S. credit unions with over $1B in assets. The company’s Orbipay Platform processes more than 96 million transactions annually—totaling more than $233 billion in value—and accounts for approximately 7% of all U.S. instant payments volume across the RTP network and FedNow Service as of Q4 2025.
“Alacriti is exceptionally well positioned at the center of payments modernization, real-time money movement, and fraud prevention,” said Sasank Chary, Partner at Sageview Capital. “The Alacriti team has demonstrated sustained execution and a clear vision for where payments are headed, and we look forward to supporting the company as it scales into its next phase of growth.”
“Unifying payment rails sounds straightforward until you’re operating at enterprise scale; we’ve invested in Alacriti because of the company’s ability to solve the unification problem,” said Rendhir Chandran, Managing Director at BMO Capital Partners. “Their platform addresses one of the most critical challenges facing financial institutions today—how to deliver a seamless, efficient multi-rail payments experience.”
“Credit unions exist to help members store, borrow, and move money quickly and safely. Many credit unions have built strength in the first two; Alacriti gives the infrastructure to lead in the third,” said Nick Evens, President and CEO of Curql. “Allowing the technology to dictate the most efficient payment rail is the key to quicker, cheaper, and safer money movement, which is where credit unions will receive the most benefit from partnering with Alacriti. That’s why we invested, and why we’re excited to scale Alacriti’s platform across our collective of 160+ credit unions.”
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