Growth of successful relationship enables consumer finance leader to serve more borrowers, meet demand for personal loans
Happy Money, a leading consumer finance company dedicated to empowering people to achieve their goals through responsible lending, today launched its eighth-generation credit model, further strengthening its credit decisioning framework by integrating new data signals to deliver more precise, optimized credit and pricing decisions. This credit model is the latest evolution of Happy Money’s Hive lending ecosystem, where advanced credit modeling, pricing and policy are tightly integrated to deliver consistent asset quality and predictable performance for lending...
Consumer finance leader enables credit unions to expand lending capabilities, diversify balance sheet and reduce risk through loan participation
Automation and intelligent routing reduce borrower friction while giving partners flexible, efficient capital deployment opportunities
New “Credit Check-In” Report finds paying down debt is one of Americans' top goals, yet most are missing strategic solutions that could accelerate progress and reduce stress
Recognized for empowering over 300,000 individuals to tackle high-interest credit card debt through responsible lending
Fintech leaders named finalists for the 2024 Credit Union Times Luminaries Awards