Payfinia, a Credit Union Service Organization (CUSO) delivering embedded instant payment and digital wallet services to credit unions, today announced a strategic partnership with Member Access Processing (MAP), a CUSO and the leading provider of the Visa DPS Debit, Credit, ATM, and Digital Payment Processing platform to credit unions nationwide. Through the partnership, MAP’s network of more than 100 credit unions will gain access to Payfinia’s embedded instant payment solutions, digital wallet services and emerging payment technologies designed to enhance member experiences and strengthen competitive positioning.
Payfinia and MAP partnered to provide credit unions with more modern payment capabilities, without disrupting the institution’s existing technology stack. Through the collaboration, MAP credit unions will be able to leverage Payfinia’s Instant Payment Xchange (IPX) platform to enable real-time money movement through the FedNow® Service and RTP® networks. Payfinia’s growing suite of payment solutions, including Paze℠ digital wallet enablement, QR code payment capabilities and the Payments Control Module (PCM) for instant loan funding and disbursement use cases, will also be available to participating institutions.
“MAP has always focused on empowering credit unions to better serve their members by challenging the boundaries of payments. This partnership with Payfinia further strengthens that mission,” said Steve Bone, CEO of MAP “By bringing instant payments and embedded wallet capabilities into our ecosystem, we are helping our credit union clients deliver the kind of real-time, member-first experiences that are increasingly expected in today’s market.”
The partnership reflects a shared commitment to advancing payment modernization for credit unions while preserving their independence and cooperative mission. Together, the organizations are advancing open architecture and mission-aligned innovation that enables credit unions to retain members, expand services and compete more effectively with larger financial institutions and consumer payment platforms.
“Credit unions should not have to choose between innovation and continuity,” said Keith Riddle, CEO of Payfinia. “This partnership with MAP gives credit unions a practical path to add instant payments, Paze, QR code payments and a comprehensive disbursement module that compliment systems they already trust. Together, we are helping credit unions deliver secure embedded payment experiences with layered fraud controls that create real value for members and new growth opportunities.”
Under the partnership, the two organizations will pursue a phased rollout beginning with foundation work, technical discovery and early-adopter identification, followed by early adopter deployments and broader scale across MAP’s credit union network. The companies will also collaborate on marketing, technical enablement and co-branded educational initiatives to help credit unions understand, adopt and maximize the value of the new payment capabilities.
