INB, N.A., a bank headquartered in Springfield, IL, is an early adopter of FedNow, a new payment infrastructure that allows U.S. financial institutions to provide safe and efficient instant payment services. Institutions adopting the service can provide customers with instant access to deliver and receive transactions year-round, including holidays. INB is initially offering the receive-only feature. INB was selected as a FedNow pilot participant in late 2020. On July 20, 2023, INB was one of 35 banks...